THE TEAM

Since 1976, we have been a leader in the industry, providing our family of clients with the highest quality home loans combined with the lowest mortgage rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced staff can help meet your financial goals.


James "JR" Molinaro

NMLS #296266, calBRE #00855014

Direct: 408-605-4471

Fax: 408-273-6729

Email: JR@Woodbridge.Financial

J.R. is the one to call, if you ever need help with a Mortgage Loan. His expertise is unparalleled to others I’ve worked with throughout my career, as is his professionalism. (Not to mention, he made it happen for us, at no cost. Wow!) J.R. comes highly recommended by me, and I would gladly refer any of my closest friends and family to him. No doubt they would be in the best of hands. BIG thank you
— L. Higgins (client for life)